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Sometimes you need additional cash to pay for an urgent need. However, because of the size of the loan, you might find it stressful to fully repay the loan in a short window of time. Avoiding such stress is just one of the advantages of getting the cash you need through an installment loan from Jora. An installment loan allows you to make payments on your loan over a longer period of time than with a traditional payday advance loan [...]


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When a financial need arises and you’re short on cash or time, you just want to get what you need fast and hassle-free. Unfortunately, if you attempt to get a loan from a company that is not a direct lender, you could end up with headaches, delays and frustration before getting cash in hand–and that’s if you’re approved at all. Does that mean you should use a payday direct lender? Or is an installment loan from a direct lender the better way to go? [...]


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Is applying for an installment loan difficult? It’s not too hard to imagine that you’ll have to go through hoops. Or that it involves lots of paperwork as well as the expectation that you may need to wait a long time for your loan to be approved. If you believe that, it’s a good bet that you probably don’t know about online installment loan providers like Jora [...]


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Many Americans have poor credit or credit history. All it takes is just one error to hurt your credit score. If a larger, unforeseen event disrupts your cash flow, your credit rating could be impacted more significantly. It’s important to know the basics of a credit score, how to check your score, and what to do in the event of a cash emergency if you have bad credit [...]


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When seeking a loan, it’s important to find a loan that works best for your particular borrowing and repayment needs. When you are choosing between a payday loan and an installment loan, it’s important to know how each works so you can decide which route is best for you [...]


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An installment loan is a loan in which the act of repaying the funds borrowed plus any interest associated with the loan is broken into equal installment payments over time. Each installment consists of both principal (a portion of the amount borrowed) and interest. These amounts adjust as the loan is paid down where a larger portion of each successive payment is applied to the remaining principal balance [...]


You may have noticed, your cable bill is going up. And up. You’re not imagining things. According to data from the Leichtman Research Group’s annual survey of TV households that tracks what homeowners pay for cable, every new year sets a record level for cable bills. Bills rose 39% from 2011 to 2015. Almost eight times the rate [...]


Take charge of debt and financial goals with these tips. To effectively manage, you must first measure. Use a budget to track your income and spending. It can help you identify spending overages or find extra money to save or pay off debt. Self discipline is key to ruling your financial future. Whether that’s saying, “no” to new debt, picking the right kind of loan or choices that pay down debt, YOU must take [...]


Why having a bad credit score is not so pretty. It can effect a lot of different parts of your life. Traditional lenders take some risk when approving credit, but your credit score is too low, they might not want to lend to you at all. As part of the approval process of renting an apartment or home, landlords normally check your credit. A low credit score my result in denial or asking for a higher security deposit [...]


Why Online Installment Loans May be the Answer. They say, “time is money.” Unfortunately, when you get money from a loan, some of us need more time to repay it. Deadlines can be a stressful experience with payday loans. As very short-term loans, they’re meant to be paid back in full – usually by the next paycheck. For many of us, that’s two weeks [...]


Have an idea for starting your own business? Getting it off the ground takes passion, hard work, persistence... Ok, a little startup money helps, too. Problem is that people like you, with a vision, may encounter banks with strict or very complicated criteria for giving out business loans. For instance, a bank may want collateral to back up the loan [...]


An online installment loan is one of many possible options when you need cash. The pros and cons of considering other options over an online installment loan. Asking Friends and Family. Pro: Possibly a loan at no interest. Cons: Friends and family may not have money to spare or lend. Lending between friends and family have been known to ruin relationships [...]


Consider yourself an average American? While that may put you good company with a lot of your neighbors, average is not always the best place to be. Especially when it comes to financial matters like money, loans and debt. If you’re “average” in terms of savings, you have less than $1,000 in your bank account [...]


Approximately 12 million Americans use a form of short-term loan (like an online installment loan) each year. The profile of users and uses might surprise you. Top Reasons for Taking a Personal Loan [...]