Jora allows you to repay your loan over time making our loans better than some other credit options. We encourage you to pay back your loan early by never charging a prepayment penalty; plus, early payments reduce the overall amount of interest charged.
Calculate the Cost of your Jora loan†
State of residence
Amount Per Payment
Total Cost to You
Total Payback Amount
(Loan Amount + Interest + Fees)
Unfortunately, due to recent California legislation changes Jora will no longer be able to provide new loans to California residents.
Sorry, but Jora Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.
†Complete disclosures of APR, fees and payment terms are provided with the Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples are based on an initial term of 15 days for Bi-weekly or 30 days for Monthly, and all payment amounts being the same; the final payment amount is determined by your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional interest. You may pay off your loan early at any time with no prepayment penalty.