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What it costs
Our loans have clear terms and no hidden fees.
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Jora allows you to repay your loan over time making our loans better than some other credit options. We encourage you to pay back your loan early by never charging a prepayment penalty; plus, early payments reduce the overall amount of interest charged.
Calculate the Cost of your Jora loan†
State of residence
Amount Per Payment
Payment Amount
( payments)
Total Cost to You
(APR: )
Total Payback Amount
Total of Payments
(Loan Amount + Interest + Fees)
(Principal Amount + Account Handling Charge)
Unfortunately, due to recent California legislation changes Jora will no longer be able to provide new loans to California residents.
Sorry, but Jora Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.
†Complete disclosures of APR, fees and payment terms are provided with the Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples are based on an initial term of 15 days for Bi-weekly or 30 days for Monthly, and all payment amounts being the same; the final payment amount is determined by your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional interest. You may pay off your loan early at any time with no prepayment penalty.
†Complete disclosures of APR, fees and payment terms are provided with the Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples assume your first payment will be due 31 days after funding, subsequent payment amounts will be the same as your first payment amount, and your final payment amount is determined by your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional interest. You may pay off your loan early at any time with no prepayment penalty.
Please view the Terms and Conditions and Privacy Policy for more information.
Here are a few questions you should consider when shopping for an installment loan or line of credit:
- What will the overall cost be?
- What are my other options, and how does this compare to them?
- How necessary is it for me to take out a loan?
- Can I afford to repay the loan, including interest and fees (if any)? Please note Jora does not charge fees.
- If I miss a payment, will I be able to afford any penalties or extra interest (if any)? Please note Jora does not charge any pre-payment penalties.
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