Jora’s simple and quick loan process

Applying for an installment loan from Jora is as easy as 1, 2, 3:

  1. Answer a few basic questions and submit
  2. Wait less than a minute for approval decision
  3. See money in your bank account as soon as today, if approved*

Like to know more? Here’s a deeper explanation of the process.

Our easy online installment loan process

When you start online at Jora, our application form will ask you for some basic information. So basic, you’ll probably know all of it by heart.

  • Your name
  • Age
  • Residency (where you live)
  • Your email address
  • Your home phone number and/or cell phone number
  • Your Social Security number

Everything else you need to complete the process is likely right in your wallet or purse. That information includes:

  • Your bank information or blank check. Providing your bank routing number and your checking account number will tell us where to deposit cash from your approved loan.
  • Your driver’s license or state-issued ID number

Once you’ve entered your information, you’re ready to submit your loan request.

Completing the process

Submitting your form. Enjoy the speed of sending your information to Jora electronically. We use secure, encrypted transmissions to guard your application and keep it protected and confidential.

Wait a minute after submitting your loan application. Literally. Jora can review your application so fast, it could be less than a minute to find out if you’re approved. You’ll also know how much cash you are qualified to receive.

Look at your bank account. Once approved, your loan will be deposited into your bank account as soon as today.* Applications received after 5 p.m. Central Time are processed the following business day.

Jora customers talk about the ease of applying for installment loans

For proof about the ease of getting an installment loan from Jora, just read the words of some of our customers.


"Jora helped me out when I needed it most. Despite my credit score they were able to lend a hand and I couldn’t be more grateful. Thank you, Jora."

Michelle | Albuquerque, NM

"Jora was great and pleasant to work with. Easy, fast approval. Thank you, Jora. You helped me when I needed it most. I would recommend Jora to anyone that needs help when you are in a bind with bills."

Elnora | Saginaw, MI

"Every step of the way...just a fantastic experience. From the easy application process to the super-fast deposit of the loan, this company has things in order. Will use them again and again. Highly recommend."

Steven | Daytona Beach, FL