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Do you need money fast? You can borrow what you need when you need it with a cash loan. Jora has an easy application and decisioning process. Funds can be transferred to your checking account as soon as today.* Jora is committed to helping you with your financial success.

What is a cash loan?

When you need fast cash due to a personal emergency, a cash loan can help you cover unexpected expenses. A cash loan is a short-term personal loan that is paid off in installments with a fixed rate and predetermined length of time. You are able to receive money in one lump sum and pay it back in installments

Cash loans can be used for a variety of things. Some people use them to cover unexpected expenses like medical bills, while others may use a cash loan to cover the down payment on a car or home repairs.

How do cash loans work?

Applying for a cash loan is simple and takes only a few minutes. You just need to enter your name and email address into the form to get started. Fill in some personal information and create a password. The requirements for a Jora cash loan include living in a state that is served, being 18 years of age or older, having a source of income, a valid e-mail address, and a checking account.

There are no application fees, no origination fees, and no prepayment fees. Once you apply, if your loan is accepted by 10:30 am Central time, you could receive funds electronically on the same day.*

The loan is repaid in regularly scheduled installments with a pre-determined interest rate. You can plan on repaying your loan in a set period of time. The disclosure of APR and payments will be provided with the loan agreement. The payment amounts and annual percentage rates will vary based on the initial term. The final payment amount is based on the payment history. Missing a payment will incur extra interest.

What are the benefits of cash loans?

Cash loans offer benefits over other types of loans because they are very flexible, usually don't require collateral, and are easy to manage. The application process for a cash loan is often very fast and you are able to receive money in one lump sum. Some of the other benefits of cash loans include the following:

1. Simple. It only takes a few minutes to complete an application and if approved, you could have your funds as soon as the same business day.*

2. Flexible. Cash loans can be paid back quickly depending on your installment plan.

3. Amount. The amount you can borrow is limited by your income and credit score which makes it easier to stay within your means and pay your loan back on time.

4. Few restrictions. Cash loans can be used for anything that you need.

5. Convenient. You can apply for a cash loan online any time, 24 hours a day.

Cash loans help you access cash quickly when you have an emergency. Jora Credit makes the process easier and faster to receive your cash.

Jora understands that not everyone has the best credit. You can apply with Jora for a cash loan even if you have bad credit. We will base our decision on more than your credit score. Apply here and get decision within minutes.
How are Jora cash loans different?

Jora allows you to borrow up to $4,000, depending on your credit score, to cover any type of expense that you need. We also don't limit your income to what you earn from a job. You can still obtain a loan if you have disability income, retirement income, or a freelancing gig.

Jora's application process takes only minutes compared to a few days at a traditional bank. You will know if you are approved within minutes.

At Jora Credit, you can select monthly or bi-weekly payments based on when you receive your income.

How can I get a cash loan?

To apply for a cash loan from Jora Credit, click the apply now button below. Create an account by selecting your state of residency and entering your birthdate. You will also need to provide some additional personal information including your address, social security number, driver's license, and phone number.

Once you agree to the terms, you are ready to submit your application. You will receive decision within minutes and if you are approved you can receive your money as soon as the same business day.*

Get access to the funds that you need today! Apply for a Jora cash loan.

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Get $500 to $4,000 as soon as today.*