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There are those who think a bad credit score isn’t a huge deal may not fully realize how bad credit affects their life. They don’t feel the need to worry about putting in the necessary work to build their credit back, until they want to make a big purchase that requires a strong credit score, like a car or a house.

But it’s not always just the big purchases that can be affected by a bad credit score. The fact is that poor credit follows you, takes time to repair, and impacts you much more than you may think. Here are some of the ways that a low credit score can affect your everyday life.

Credit and Loan Applications

Home is Where the Approvals Are

How Bad Credit Affects Your Life:

Extra Charges for Utilities

Denied Cell Phone Contracts

Higher Insurance Rates

Have Bad Credit & Need Money Right Away?