The types of personal information we collect and share depend on the product or service you have with us. This information can include:
If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
For Jora call 1-888-256-60831-888-256-6083 or go to JoraCredit.com; For Echo Credit call 1-877-606-13401-877-606-1340
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Federal law gives you the right to limit only
Financial and nonfinancial companies related by common ownership or control.
Financial and nonfinancial companies not related by common ownership or control.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Additional Notices for Loan Accounts:
California Residents: We will automatically treat your account as if you are limiting the sharing with non-affiliates.
North Dakota Residents: We will automatically treat your account as if you are limiting the sharing with non-affiliates.
As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you.
Updating your information: If you need to update the personal information you have given us, log in to your account at JoraCredit.com and click on "Preferences" in the menu or call 1-888-256-60831-888-256-6083 to speak to an account representative. For Echo Credit updates, log in to your account at EchoCredit.com and click on “Preferences” in the menu or call 1-877-606-13401-877-606-1340.
Changes to this privacy disclosure: If we make material changes to this privacy disclosure, we will notify you via email and post the updated privacy disclosure on the Jora and Echo Credit websites. Please take note of the "Effective Date" at the top of this privacy disclosure.